It’s no secret that wedding insurance is a hot topic with us at Jubilee Events! We discuss a policy — rather insist on one — with every single one of our couples! You can track the evidence here and here. Your wedding day is a moment in your history that you invest so much in, both financially and emotionally! The best gift you can give yourselves is protection for you and your day.
Merely suggesting a policy was a thing of the past, especially after we celebrated a wedding smack dab in the middle of Hurricane Irene and Hurricane Sandy! As years went on, we’ve experienced just about every type of scenario that could cause a wedding to be cancelled or postponed. Now, it’s the first step we manage with our clients once their date and venue are booked! Think about it: you insure the things you invest in, not just financially, but also with your time. Your home, your cars, your jewelry! These things carry sentimental value and your wedding day falls under the same category.
In light of what’s currently happening in our world with COVID-19, we are seeing many couples forced to postpone their wedding and modify their plans entirely. As overwhelming, stressful, and heartbreaking as it is, this serves as a wonderful example for how insurance — especially a cancellation policy — has your back!
To answer our own question: YES! You do need wedding insurance, specifically a liability policy and a cancellation policy.
Both cover you in different ways, but provide the same sense of protection you will need. All of those worst case scenarios, unexpected blunders, and mishaps that somehow happen, insurance is there for you.
Great question — I’m so glad you asked!
A CANCELLATION POLICY COVERS:
A CANCELLATION POLICY DOES NOT COVER:
We always recommend WedSafe, though we see many who add a policy under their home or auto insurance. The best thing we can advise is to get a quote from both and ensure you’re comparing apples to apples. A platform such as WedSafe specializes in the finer nuances of events, so their policies are a bit more robust for what you’ll need.
We know thinking about the not-so-fun things of planning can be, well, not-so-fun, but the best gift you can give yourself and your guests is the sense of protection, especially with a day that holds so much emotion and value already!
As always, if you have any questions, please reach out and ask!! We’re here to help!